Insurance Hell

So, it has been a while.

Travel Insurance- stressful as hell! The fact I have MANY pre-existing medical conditions does not help! However, you would have thought they would give you a break instead of slapping on a huge charge for rubbish cover. It took me 3 days of filling out countless forms again and again just to be rejected! I have found ONE company that will cover me for everything for an entire year for Cancer, Splenectomy and Bilateral Pneumothorax (to name a few) at a staggering cost of about £1500!!!! SO EXPENSIVE! However, it is the only option so if you have had Cancer and/or other things and are going around the world for a year check out InsuranceWith.com and opt for LONG-STAY not backpacker as you get more (link at the bottom).
Many other insurance companies 'specialise' in cover for people with, or who have had Cancer and other serious medical conditions but there are time limits (45-90 days) and a lot of them just give you big fat red DECLINED. Anyway- after absolute hell and being put on hold, hours of phone calls and form filling, I am covered. Very expensive and crap coverage but that's life.
It is important to get covered for EVERYTHING as countries that you are not a national of will try and take advantage of your misfortune to get ill or injured. I have heard some stories from my doctor friends, one instance where at 60 year old man had slight arthritis in his left knee, whilst abroad he fell over and broke his right arm, he was covered because he didn't declare his slight arthritis in his left knee and was left with a hefty bill. Robbing B******S!

Visas are now all sorted, although Cambodia was a kerfuffle and it turns out we will have to apply for Cambodia and Thailand whilst in Hong Kong. First hostel is booked in Australia, in Sydney. Again- so expensive and this is for an 18 bed room! Around £115 each for a week! Mike and I are in 2 minds what to do about Australia at the moment as we both have different ideas- obviously mine is more logical and the right way to go ;) I will keep you updated.

InsuranceWith Travel Insurance for long term travel for people with pre-existing medical conditions